For medical emergencies, please call 911.
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Member EmergenciesIf you believe you have an emergency medical condition, seek help immediately at the nearest hospital or health care facility. You do not need your Primary Care Physician or MVP to approve emergency care. Please notify your Primary Care Physician as soon as possible so your follow-up care can be coordinated.
MVP Health Care members are covered for medically-necessary emergency care anywhere in the world - 24 hours a day. If an emergency occurs outside the MVP service area, go to the nearest hospital or health care facility. (MVP reserves the right to retrospectively determine if the visit is of an emergency nature.
For your convenience, you may do an online hospital search for nearby hospitals that are part of MVP's network. |
What's the difference between “emergency care” and “urgent care”? Many health care professionals will tell you that a significant number of people in an ER waiting room could be better cared for, more quickly, in a doctor's office. That is why urgent care is a convenient, appropriate and lower-cost option to emergency care. Co-payments are higher and waiting times are longer in an emergency room.
However, deciding whether or not to go to the emergency room may not be easy. Ask yourself, “Is there an immediate danger to my life?” or “If I don't get help right away, will it permanently affect my health?” If your answer is "yes" to either question, you have an emergency. Every second counts in a medical emergency, which may include:
“Urgent care” is when you need medical attention right away for an unforeseen illness or injury, but your health is not in serious danger. Examples may include:
You may not consider these situations an emergency but you still need to get care quickly. In addition, you do not need to get a referral for urgent care. Urgent care centers get you the treatment that you need faster and have lower copayments. If it's not possible to see your primary care physician then consider urgent care.
Whenever possible, call your doctor before going to the emergency room. They should be able to advise you. Typically, an answering service for your doctor's office will take your call after regular hours and have someone call you back. However, go directly to the nearest emergency facility or call 911 if you are in a situation where you can't call your doctor first, or you feel it is a life-threatening emergency.
Emergency/urgent care services obtained at an emergency room or urgent care center do not require approval by your primary care physician (PCP) or MVP Health Care, but you are encouraged to notify your PCP after treatment to arrange for follow-up care.
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