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Please note: The following questions and answers pertain to members with MVP's HMO coverage. If you have MVP CHOICES or MVP Indemnity, please ask your employer for coverage guidelines or contact MVP.
I.D. cards...copayments...how does MVP work?
Simply make an appointment with your Primary Care Physician. When you arrive for your appointment, present your MVP I.D. card.
You simply need to pay a small fixed copayment (usually at the time of your visit). There are no claim forms to submit or
deductibles to pay. All of MVP's participating physicians, hospitals and other health care providers "bill" MVP directly so
you should never see a bill (beyond your copayment). You get the health care you need...we take care of the rest.
What is a Primary Care Physician?
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Can I change my Primary Care Physician?
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Do I have to contact my Primary Care Physician before I see a specialist?
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When I join MVP, must I get a Referral Voucher Form for a specialist I am already seeing?
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Can women who enroll in MVP choose both a Primary Care Physician and an Obstetrician/Gynecologist?
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With MVP can I go to any doctor or hospital I want, or must I use MVP participating doctors and hospitals?
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Are my prescriptions covered by MVP?
If your employer has MVP's prescription drug rider, you are covered for all prescriptions on MVP's
covered drug list for the
cost of a small copayment. Ask your employer if you have this coverage, and go to Rx Info to learn more.
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Am I covered by MVP when I am away from home?
Yes. MVP members have 24-hour worldwide emergency coverage. If an emergency situation develops while you are outside the service
area, you should seek care from the nearest physician or hospital emergency room. Notify MVP within 48 hours, or as soon as
physically possible. (MVP reserves the right to retrospectively determine if the visit is of an emergency nature.) All routine,
preventive, elective or non-emergency care must be provided by or arranged through your Primary Care Physician and
obtained within the MVP service area.
If your MVP benefit plan includes a "Student Rider," your covered student dependent children who are attending schools outside the service area of MVP are entitled to this same medically-necessary emergency care. Preventative and follow-up care, however, must be provided or arranged through the Primary Care Physician and obtained within the MVP service area. The out-of-area coverage includes doctor visits, physical therapy, allergy shots and lab work.
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Has MVP earned NCQA accreditation?
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How do I find out more about MVP?
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